Skip to main content


Building an error and overcharge free workers’ compensation program that you control, not the insurance company.

SmartComp program provided by Coverage, Inc.

Home » SmartComp

SmartComp helps you reduce and control workers’ compensation costs through its copyrighted 20-step process.

The Program
Workers’ compensation is the way you finance employee injuries.

For every dollar the insurance company spends, you are likely to pay back $2.00 to $3.00. It’s our job to stop the borrowing at such high-interest rates.

Because workers’ compensation is so complicated and confusing, you are left to assume that your premium audit reports are accurate and your experience modification factors are correct. However, because of mistakes rampant in the workers’ compensation system, at least 50% of businesses are overcharged for their workers’ compensation insurance. Plus, once one of your employees suffers an injury that is not managed correctly, the financial and emotional impact could be destructive.

The Process

To help you wrest control back from the insurance companies, we have created a copyrighted 20-step process.

Here’s what you can expect:

  • We are dedicated to helping employers crush workers’ compensation costs through finding and fixing errors and recovering money already spent.
  • We help employers drive their experience modification factor down to its minimum thus releasing locked up capital.
  • We create recovery at work programs both employers and employees embrace to prevent.
  • We offer disruption customer service and business output.
SmartComp - Workers with Hard Hats and Holding Papers in Office

Get Started Today

As an independent agency, we are here to help you find the right SmartComp coverage.

Request a Risk Evaluation

  SmartComp Risk Evaluation Request

As an independent agency, we are here to help you find the right coverage.

  • This field is for validation purposes and should be left unchanged.

Request a Risk Evaluation

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Review options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!